Matrimonial property and inheritance

Two decisions shape a lifetime: the property regime chosen on the wedding day, and the will most people never write.

Illustration: Matrimonial property and inheritance

Three basic property models

Under community of property, what is acquired during the marriage belongs to both and is divided on dissolution. Under a deferred community or accrual system, the estates stay separate and only the growth is equalised. Under separation of property, each keeps what is in their name. Which one applies by default varies between countries — and it is that default, not the spouses' sense of fairness, that governs the division later.

The family home is treated separately almost everywhere

Whatever the regime, most systems protect the home: it cannot be sold or the tenancy ended without the other spouse's agreement, and on separation courts decide occupation on their own criteria, usually following the children. Looking only at whose name is on the title consistently underestimates these rules.

Inheritance: forced heirship or freedom of disposition

This is the second great dividing line. One group of countries protects close relatives through reserved shares that the deceased cannot give away; a will that ignores them will be challenged and reduced. The other grants broad testamentary freedom and corrects only through maintenance claims by dependants. Anyone with assets in more than one country has to keep both systems in view at once.

Unmarried partners do not inherit

That is the rule almost everywhere, regardless of how long the relationship lasted. Without a will, the estate passes to the deceased's children, parents or siblings. For unmarried couples a will is therefore not an optional refinement but the only protection there is — and it should be drafted around any reserved shares so that it survives challenge.

Time limits after a death are short

Reporting the estate, renouncing an insolvent inheritance and filing tax declarations are often measured in weeks or a few months. In several systems, doing nothing makes you an heir by default — debts included. Get a picture of assets and liabilities straight away, before deciding anything else.

Two countries, two laws

A marriage celebrated abroad or with a foreigner, the law that governs the couple's property, children of two nationalities, an estate spread over two countries: the page on international couples gathers the common rules and explains the Hague Conventions.

The law country by country

The legal framework, the procedure, the time limits and the costs differ from one country to another. Each country below has a detailed page: governing texts, key facts, the actual procedure, costs, where to go and the traps to avoid.

Select a country to open its detailed page.

European framework

European Union

Since 29 January 2019 an international couple knows which law governs their matrimonial property — and can choose it.

Britain and Ireland

United Kingdom

No matrimonial property regime and no forced heirship in England and Wales — wide judicial discretion instead, and family provision claims after death.

Ireland

Separate property, but a spouse has a fixed legal right share of the estate that a will cannot defeat.

North America

United States

Community property in nine states, equitable distribution elsewhere, and an elective share protecting surviving spouses in most states.

Canada

Provincial property regimes, no estate tax but a deemed disposition at death, and wills variation claims in some provinces.

Australia and New Zealand

Australia

No community of property, a discretionary four-step process on separation, no inheritance tax — but family provision claims are common.

New Zealand

Equal sharing of relationship property after three years, and one of the most claimant-friendly inheritance regimes anywhere.

South Asia

India

No matrimonial property regime at all, and succession that depends on religion — with daughters now equal coparceners in Hindu families.

Pakistan

Separate property in marriage, fixed succession shares under personal law, and dower as the wife's enforceable entitlement.

South-East and East Asia

Singapore

Just and equitable division of matrimonial assets, an intestacy statute for non-Muslims, faraid for Muslims, and no estate duty.

Malaysia

Harta sepencarian for Muslims, discretionary division for civil marriages, and faraid or the Distribution Act on death.

Philippines

Absolute community of property by default since 1988, and compulsory heirs with a reserved share that a will cannot defeat.

Hong Kong

Sharing principle on divorce, statutory intestacy shares, and no estate duty since 2006.

Africa

South Africa

Property division turns on contribution — increasingly including unpaid domestic work — and succession mixes statute, custom and religion.

Nigeria

Property division turns on contribution — increasingly including unpaid domestic work — and succession mixes statute, custom and religion.

Kenya

Property division turns on contribution — increasingly including unpaid domestic work — and succession mixes statute, custom and religion.

Ghana

Property division turns on contribution — increasingly including unpaid domestic work — and succession mixes statute, custom and religion.

Uganda

Property division turns on contribution — increasingly including unpaid domestic work — and succession mixes statute, custom and religion.

Zambia

Property division turns on contribution — increasingly including unpaid domestic work — and succession mixes statute, custom and religion.

The Caribbean

Jamaica

Property division turns on contribution — increasingly including unpaid domestic work — and succession mixes statute, custom and religion.

Trinidad and Tobago

Property division turns on contribution — increasingly including unpaid domestic work — and succession mixes statute, custom and religion.

This topic is also covered for French-speaking countries · German-speaking countries.

Further reading

Links to official or reference sources. They open in a new tab.

Page checked in September 2026. The instruments cited can change: if in doubt, confirm with the official source given.

Locate this page in the site map

A question, a correction, a suggestion? Write to us.