Online shopping

Whether you can send something back has little to do with the seller and everything to do with which legal system you bought in.

Illustration: Online shopping

Why this page is on AffectionPlus

Because meeting people costs money now. Dating sites and apps run on subscriptions, automatic renewal, credits bought by the unit and add-ons pushed at sign-up. Knowing what happens when you buy online — the cooling-off period, cancelling a subscription that renewed itself, a refund refused, a payment disputed — is therefore part of dating itself. Add to that what couples buy together: the gift, the trip, the wedding list, the furniture ordered for a shared home.

A cooling-off right is not universal

In one group of countries distance contracts carry a statutory cooling-off right — typically two weeks, no reason required. In another there is no such right at all: returns are a matter of the trader's own policy and binding only if promised. In between sit systems that apply it to particular contracts only. Check this before ordering, not afterwards.

Cooling off and guarantees are two different things

A cooling-off right covers goods that are perfectly fine but that you no longer want: short deadline, no reason, return postage usually at your expense. A guarantee or conformity right covers goods that are defective: much longer periods, a right to repair, replacement or refund, and costs borne by the seller. Choosing the wrong route loses rights you actually had.

How you paid is your strongest lever

When a trader fails to deliver or refuses to refund, a chargeback through the card scheme is often faster and more effective than any legal claim. It runs on its own short deadlines set by the payment provider. Bank transfers carry no equivalent protection, which is the single best reason not to pay in advance to a trader you do not know.

Where the trader is established decides a lot

Buying outside your own legal area usually means different rules and much harder enforcement. Add customs duties and import taxes, which can change the price substantially, and return shipping that sometimes exceeds the value of the goods. Marketplaces are not automatically liable for the sellers trading on them, whatever the checkout page implies.

Try dispute resolution before court

Where alternative dispute resolution schemes exist, they are free or very cheap and much faster than litigation. They generally require you to have asked the trader to put things right in writing, with a deadline. That one dated email is the entry ticket to everything that follows.

The law country by country

The legal framework, the procedure, the time limits and the costs differ from one country to another. Each country below has a detailed page: governing texts, key facts, the actual procedure, costs, where to go and the traps to avoid.

Select a country to open its detailed page.

European framework

European Union

Fourteen days to change your mind without giving a reason: the right of withdrawal is the best-known European consumer rule, and it comes from a directive transposed everywhere.

Britain and Ireland

United Kingdom

Fourteen days to cancel most online orders, a 30-day right to reject faulty goods, and chargeback or section 75 protection on cards.

Ireland

Fourteen days to change your mind, a modernised Consumer Rights Act since 2022, and free help from the CCPC.

North America

United States

No general right to cancel an online order: the real protections are chargebacks, state consumer laws and FTC rules.

Canada

No general cooling-off period, but provincial consumer laws allow cancellation when a seller fails to deliver or disclose.

Australia and New Zealand

Australia

No cooling-off period, but the Australian Consumer Law gives strong automatic guarantees that cannot be excluded.

New Zealand

The Consumer Guarantees Act gives automatic rights when goods are faulty — but there is no right to change your mind.

South Asia

India

No general cooling-off period, but the Consumer Protection Act 2019 and e-commerce rules impose strong duties on platforms.

Pakistan

Consumer rights rest on national legislation and, in practice, on the payment method you used.

South-East and East Asia

Singapore

Consumer rights rest on national legislation and, in practice, on the payment method you used.

Malaysia

Consumer rights rest on national legislation and, in practice, on the payment method you used.

Philippines

The Internet Transactions Act 2023 created a dedicated e-commerce regulator with takedown powers.

Hong Kong

Consumer rights rest on national legislation and, in practice, on the payment method you used.

Africa

South Africa

A seven-day cooling-off right for electronic transactions and a six-month right to return defective goods.

Nigeria

Consumer rights rest on national legislation and, in practice, on the payment method you used.

Kenya

Consumer rights rest on national legislation and, in practice, on the payment method you used.

Ghana

Consumer rights rest on national legislation and, in practice, on the payment method you used.

Uganda

Consumer rights rest on national legislation and, in practice, on the payment method you used.

Zambia

Consumer rights rest on national legislation and, in practice, on the payment method you used.

The Caribbean

Jamaica

Consumer rights rest on national legislation and, in practice, on the payment method you used.

Trinidad and Tobago

Consumer rights rest on national legislation and, in practice, on the payment method you used.

This topic is also covered for French-speaking countries · German-speaking countries.

Further reading

Links to official or reference sources. They open in a new tab.

Page checked in September 2026. The instruments cited can change: if in doubt, confirm with the official source given.

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