Online: privacy, image, data and scams — Nigeria

Privacy. A constitutional privacy guarantee and, since 2023, a dedicated data protection statute with its own commission. Image rights. The Cybercrimes Act covers cyberstalking and the distribution of obscene or intimidating material. Copyright. A brand-new Copyright Act in 2022 replaced the old law, extended the term to seventy years and added takedown procedures.

Illustration: Online: privacy, image, data and scams
Location map — Nigeria
Nigeria. Simplified location map — Natural Earth data, public domain.

Data protection

The Nigeria Data Protection Act 2023 created the Nigeria Data Protection Commission, with registration for major data controllers.

Protection rests on the Nigeria Data Protection Act 2023, which put the earlier regulation on a statutory footing and created the Nigeria Data Protection Commission. Major data controllers must register with the Commission, and data subject rights follow the familiar access, correction and erasure pattern.

Key points

RegulatorNigeria Data Protection Commission
Data controllers of major importanceMust register with the Commission and file annual returns
CompensationThe Act allows the Commission to order redress to the individual
Lawful basesModelled on the European framework, including legitimate interest

In practice

  • Complain to the Commission online; the process is free.
  • Consider a fundamental rights application in parallel, which can be faster.

Where to go

  • Nigeria Data Protection Commission — complaints and guidance.

Worth knowing

The Commission can order a company to pay redress to the affected person, not merely a penalty to the state. Ask for that outcome explicitly.

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Privacy

Section 37 of the Constitution guarantees the privacy of citizens, their homes, correspondence and communications. The Nigeria Data Protection Act 2023 replaced the earlier regulation and established the Nigeria Data Protection Commission, with registration duties for major data processors and enforcement powers including remedial orders and penalties.

Key points

ConstitutionSection 37: privacy of homes, correspondence, telephone and telegraphic communications
StatuteNigeria Data Protection Act 2023
RegulatorNigeria Data Protection Commission
RegistrationData controllers of major importance must register
Individual rightsAccess, rectification, erasure, objection, portability
RemedyComplaint to the Commission, and fundamental rights enforcement in the High Court
Fundamental rights procedurePrivacy claims can be brought under the expedited rules
DamagesCourts have awarded substantial sums for unlawful disclosure by banks and employers
Digital lendingContacting a borrower's phone contacts has been penalised by the Commission

In practice

  • Use the fundamental rights procedure: it is faster and cheaper than an ordinary suit.

Recent changes

The 2023 Act put data protection on a statutory footing for the first time and created a standalone commission with enforcement powers.

Where to go

  • Nigeria Data Protection Commission.
  • Fundamental Rights (Enforcement Procedure) application to a High Court.
  • Legal Aid Council of Nigeria.

Worth knowing

The Fundamental Rights (Enforcement Procedure) Rules make a privacy claim against a bank, employer or public body relatively quick and cheap — it is often faster than the regulator. Digital lending apps that harass a borrower's contacts breach both privacy and data protection law. The Commission has acted on this repeatedly.

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Image rights

The Cybercrimes (Prohibition, Prevention, etc.) Act 2015, amended in 2024, criminalises cyberstalking, which includes sending grossly offensive or indecent messages and material, and covers threats. The Violence Against Persons (Prohibition) Act addresses related conduct, and the Nigeria Data Protection Act 2023 applies to identifiable images.

Key points

StatuteCybercrimes Act 2015, amended in 2024
OffencesCyberstalking, transmission of indecent or menacing material, threats
VAPP ActCovers harassment and related conduct in the states where it applies
Data protectionNigeria Data Protection Act 2023 for identifiable images
EnforcementPolice cybercrime units and the National Cybercrime Centre
Civil remedyFundamental rights enforcement application for breach of privacy
National Cybercrime CentreCoordinates reports involving online offences
ExtortionFrequently accompanies image abuse and is separately punishable

In practice

  • Report to both the police cybercrime unit and the Data Protection Commission.

Where to go

  • Nigeria Police Force cybercrime units.
  • National Human Rights Commission.
  • Legal Aid Council of Nigeria.

Worth knowing

The cyberstalking provision has been criticised for its breadth and has been used against journalists; the 2024 amendment narrowed parts of it. Frame complaints around the specific harm suffered. Framing the complaint as a data protection breach as well as a criminal matter opens a second, faster route to removal.

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Speech and online harassment

The Cybercrimes Act 2015, amended in 2024, covers cyberstalking and online harassment, and defamation exists both as a crime and as a civil claim.

The framework rests on the Cybercrimes Act 2015, amended in 2024, which covers cyberstalking and online harassment, alongside criminal and civil defamation. The amendment narrowed the much-criticised offence of transmitting false information, after sustained litigation and regional court rulings.

Key points

Cyberstalking provisionSection 24 of the Cybercrimes Act, narrowed by the 2024 amendment
Civil defamationAvailable, with substantial awards in some cases
Criminal defamationExists in the criminal and penal codes
ECOWAS CourtHas ruled against the use of these provisions to silence journalists

In practice

  • Frame a complaint around the specific harm suffered rather than general offence.
  • Consider civil proceedings where reputation rather than safety is the issue.

Where to go

  • Nigeria Police cybercrime units and the NPF complaint response unit.
  • National Human Rights Commission.
  • Media Rights Agenda and other free expression organisations.

Worth knowing

Regional courts have repeatedly found the cyberstalking provision incompatible with free expression. The 2024 amendment narrowed it in response.

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Identity theft

The Cybercrimes Act punishes identity theft and impersonation, with BVN and NIN misuse the central practical risk.

Section 22 of the Cybercrimes Act 2015 criminalises identity theft and impersonation carried out electronically. In practice the exposure runs through the Bank Verification Number and the National Identification Number: both are widely requested and widely misused. The EFCC and the police special fraud unit handle serious cases.

Key points

StatuteCybercrimes Act 2015 section 22, as amended in 2024
BVNCentral to banking identity; check linked accounts through your bank
NINNational identity number, managed by NIMC
EnforcementEFCC and the Police Special Fraud Unit
Data protectionNigeria Data Protection Act 2023 for the underlying breach
BankingCBN consumer protection department for unresolved bank disputes

In practice

  • Ask your bank to list every account linked to your BVN and to freeze those you do not recognise.
  • Report to the police or the EFCC and obtain a reference.
  • Escalate to the CBN consumer protection department if the bank does not resolve it.
  • Never send a photograph of your NIN slip to anyone who contacts you first.

Where to go

  • EFCC.
  • Central Bank of Nigeria consumer protection department.
  • Nigeria Data Protection Commission.

Worth knowing

The BVN links all your bank accounts. Asking the bank for the full list of linked accounts is the single most revealing check, and you are entitled to it.

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Online shopping

The 2018 federal Act gives a right to reject unsafe or defective goods, backed by a commission with real enforcement powers.

Protection comes from the Federal Competition and Consumer Protection Act 2018, which gives a right to reject unsafe or defective goods and created a commission with real enforcement powers. The Commission handles complaints against online platforms and has issued orders against major retailers.

Key points

FCCPA 2018Created the Federal Competition and Consumer Protection Commission
Right of returnGoods may be returned within a reasonable time if defective or unsafe
Online sellersCovered, including marketplaces operating in Nigeria
Complaint processFree complaints to the Commission, which can order redress

In practice

  • File a complaint with the Commission: it is free and it can order refunds.
  • Keep the transaction record and delivery evidence.

Where to go

  • Federal Competition and Consumer Protection Commission.
  • Central Bank consumer protection department for payment disputes.
  • State consumer protection agencies.

Worth knowing

The 2018 Act gave the Commission power to order redress directly, which is faster than any court route. Complaints can be filed online.

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Romance scams

A financial crimes commission with reporting channels, and a police cybercrime centre.

The economic and financial crimes commission receives reports of fraud, including romance scams, and the police operate a national cybercrime centre. Banks must act on a fraud report to place a lien on a receiving account, which is the only realistic route to recovery and works only within a very short window.

Where to go

  • Economic and financial crimes commission
  • National police cybercrime centre
  • Your bank, to request a lien on the receiving account
  • Central bank consumer protection, for unresolved disputes

Sources

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General sources

Page checked in September 2026. The instruments cited can change: if in doubt, confirm with the official source given.

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