Online: privacy, image, data and scams — Zambia

Privacy. A 2021 data protection statute, part of a cyber legislation package that has since been revised. Image rights. Cybercrime legislation covers harassment and obscene material; the framework was replaced in 2025. Copyright. The Copyright and Performance Rights Act, with a fifty-year term and a registrar-led enforcement structure.

Illustration: Online: privacy, image, data and scams
Location map — Zambia
Zambia. Simplified location map — Natural Earth data, public domain.

Data protection

The Data Protection Act 2021 sets a full framework with registration of data controllers, and the regulator is still building capacity.

Protection rests on the Data Protection Act 2021, which introduced a comprehensive framework with registration of data controllers. Implementation has been progressive, with the regulator building capacity since the Act's commencement.

Key points

Data localisationCertain sensitive personal data must be processed within the country
Data protection officerRequired for certain controllers
EnforcementThrough the Commissioner under the responsible ministry

In practice

  • Ask where your data is stored: localisation requirements apply to sensitive categories.
  • Complain in writing to the Commissioner with dates and copies.

Worth knowing

Zambia's localisation requirement is unusual and affects cloud services. Organisations relying on offshore processing of sensitive data may be in breach.

The general article: Data protection · Compare with another country

Privacy

Article 17 of the Constitution protects against arbitrary search and interference with correspondence. The Data Protection Act 2021 introduced controller registration, data subject rights and breach notification, alongside cyber security and cyber crimes legislation that was itself replaced in 2025.

Zambia's Constitution protects privacy of the person, home and communications, and the Data Protection Act of 2021 introduced a modern framework with rights of access, correction and erasure, a data protection commissioner and breach notification. The Cyber Security and Cyber Crimes legislation, adopted at the same time, criminalises unlawful disclosure and harassment but drew criticism for its surveillance provisions.

Key points

ConstitutionArticle 17: protection for privacy of home and other property
StatuteData Protection Act 2021
RegulatorData Protection Commissioner under the responsible ministry
RegistrationRequired for data controllers, with licensing of auditors
LocalisationCertain sensitive personal data must be processed within Zambia
Cyber legislationRevised in 2025, replacing the 2021 cyber security and cyber crimes framework
Surveillance concernsThe cyber framework has been criticised for broad interception powers

In practice

  • Ask where your data is stored: offshore processing of sensitive data may itself be unlawful.

Where to go

  • Human Rights Commission.
  • Legal Aid Board.

Worth knowing

Zambia's cyber legislation has changed recently and has been criticised for broad surveillance powers: take advice before publishing anything sensitive online. The localisation rule is unusual in the region and gives a concrete ground of complaint where a service stores sensitive data abroad.

Frequently asked questions

What did the Data Protection Act 2021 introduce?

Rights of access, correction and erasure, obligations to process lawfully and to notify breaches, a requirement for data controllers to register, and a commissioner with enforcement powers. It is closely modelled on international frameworks, though supervisory capacity is still being built.

The general article: Privacy · Compare with another country

Image rights

Zambia's cyber legislation, first enacted in 2021 and replaced by new cyber security and cyber crimes statutes in 2025, criminalises cyber harassment, the transmission of obscene material and related conduct. The Data Protection Act 2021 applies to identifiable images, and the Penal Code covers extortion.

Key points

StatuteCyber crimes legislation, renewed in 2025
OffencesCyber harassment, transmission of obscene material, extortion
Data protectionData Protection Act 2021
ReportingZambia Police cybercrime unit, and the national CIRT
ConcernsThe framework has been criticised for broad surveillance powers
ConstitutionArticle 17 protects privacy of home and correspondence
Framework renewedThe applicable offence depends on the date of the incident
ExtortionSeparately punishable under the penal code
Legal aidAvailable through the Legal Aid Board and NGOs

In practice

  • Bring the exact dates to whoever advises you: the legislation changed in 2025.

Where to go

  • Human Rights Commission.
  • Legal Aid Board and Women in Law and Development in Africa.

Worth knowing

The legislation changed in 2025 and the offence you rely on depends on when the incident occurred: bring the dates to whoever advises you. Because the cyber statutes were replaced in 2025, the offence that applies depends on when the sharing occurred.

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Speech and online harassment

Cyber harassment and the distribution of intimate images are offences, and criminal defamation of the President was repealed in 2022.

The framework rests on the Cyber Security and Cyber Crimes legislation, which criminalises cyber harassment and the distribution of intimate images, alongside civil defamation. Criminal defamation of the President was repealed in 2022, a significant free expression reform.

Key points

Defamation of the President repealedRemoved from the penal code in 2022
Cyber legislationRenewed in 2025, with offences covering harassment and false information
Civil defamationAvailable in the High Court
ConcernsThe cyber framework has been criticised for breadth and surveillance powers

In practice

  • Preserve evidence carefully; the offences turn on the precise content and its reach.
  • For reputational harm, civil proceedings remain available.

Where to go

  • Zambia Information and Communications Technology Authority.
  • Bloggers of Zambia and other digital rights organisations.

Worth knowing

The offence of defaming the President was repealed in 2022, but broadly drafted cyber offences have replaced it as the main risk for online speech.

The general article: Speech and online harassment · Compare with another country

Identity theft

Cyber crimes legislation and penal code fraud offences, with mobile money reversals depending entirely on speed.

Zambia's cyber crimes legislation, renewed in 2025, covers computer-related fraud and identity misuse, alongside penal code offences of obtaining by false pretences. The Bank of Zambia and mobile operators handle transaction disputes, and reporting within the first hours is what determines whether funds can be held.

Key points

StatutesCyber crimes legislation renewed in 2025, plus penal code fraud offences
Mobile moneyReport to the operator immediately for any chance of reversal
Data protectionData Protection Act 2021
BankingBank of Zambia for unresolved complaints
DocumentsReport a lost NRC to the Department of National Registration

In practice

  • Call the mobile money operator's fraud line first; every minute reduces the chance of recovery.
  • Open a police case and obtain the report number.
  • Write to your bank and ask for a formal investigation.
  • Report a lost National Registration Card without delay.

Where to go

  • Zambia Police Service cybercrime unit.
  • Bank of Zambia complaints.
  • Data Protection Commissioner.

Worth knowing

Keep the transaction reference numbers: without them an operator will usually not be able to trace or reverse anything.

The general article: Identity theft · Compare with another country

Online shopping

The Competition and Consumer Protection Act 2010 lets a commission order refunds, and the Commission takes complaints directly.

Protection comes from the Competition and Consumer Protection Act 2010, enforced by a commission that can order refunds and impose penalties. The Commission accepts complaints directly and has acted against online and telecom providers.

Key points

Competition and Consumer Protection Act 2010Covers unfair trading and defective goods
CCPCThe Commission investigates consumer complaints and can order redress
Right to redressIncludes repair, replacement or refund for defective goods

In practice

  • File a complaint with the Competition and Consumer Protection Commission; it is free.
  • Keep receipts and delivery records; the Commission works from documents.

Where to go

  • Competition and Consumer Protection Commission.
  • Bank of Zambia for payment disputes.
  • Zambia Information and Communications Technology Authority.

Worth knowing

The Commission can order a trader to refund or replace goods. Its process is administrative and does not require a lawyer.

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Romance scams

A cyber security agency with an incident response team, and police cybercrime investigation.

A national cyber security agency operates an incident response team taking reports of online fraud, alongside the police cybercrime unit. Mobile money providers can block a transfer if contacted before withdrawal.

Where to go

  • National cyber security incident response team
  • Mobile money provider, immediately

Sources

  • ZICTA — 7070 — toll-free line and *707# short code to report scam numbers; reported SIMs are deactivated
  • Zambia Police Service — nearest station — criminal complaint; ZM-CIRT handles the technical side
  • Your mobile money provider's fraud line — the fastest lever: call before the funds are withdrawn
  • eConsumer.gov — international channel for scams committed from abroad

The general article: Romance scams · Compare with another country

Page checked in September 2026. The instruments cited can change: if in doubt, confirm with the official source given.

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